Re: OT: Insurance
Munson, a $5k deductible is large, but there was even a $10k option. I figure I'm still fairly young, I don't smoke, and aside from some anxiety I'm in great shape. Never had a surgery in my life, knock on wood. If I'm slapped with a $30k surgery bill, God forbid, then a $5k deductible is practically the same to me as a $2k deductible at that point.
Plus, each month I'm saving hundreds of dollars that many on here are evidently spending. I'll use that saved money towards the difference in my $5k deductible and, say, a $1k deductible. Last year alone I probably saved $2k on skirting more expensive insurance that was readily available. It was a gamble that paid off.