What's everyone doing w/ their 401k's for the upcoming 2025 yr?

louisvillekid

EOG Dedicated
I only have mine set at 25% bonds.

But with everyone anticipating a drop in spending and increased prices via the planned tariffs, a lot of talk of stocks gonna drop in price before full adjusted earnings will be released in the 2ndQ, or 3rdQ and 4thQ.

Kinda like how in early 2020 everything dropped drastically based on total speculation without any earnings reports. And by summer everything started going back up.

Curious as to if same thing happens. All the hedge-fund gamblers will be having puts and calls trying to gamble on how far shit will drop.

I might switch my portfolio to 75% bonds at start of the yr and see how it goes from there.
 

mr merlin

EOG Master
I only have mine set at 25% bonds.

But with everyone anticipating a drop in spending and increased prices via the planned tariffs, a lot of talk of stocks gonna drop in price before full adjusted earnings will be released in the 2ndQ, or 3rdQ and 4thQ.

Kinda like how in early 2020 everything dropped drastically based on total speculation without any earnings reports. And by summer everything started going back up.

Curious as to if same thing happens. All the hedge-fund gamblers will be having puts and calls trying to gamble on how far shit will drop.

I might switch my portfolio to 75% bonds at start of the yr and see how it goes from there.
Going into money market funds/ cash is reasonable - you can still get 4%+, putting it in bonds makes no sense IMO.
 

louisvillekid

EOG Dedicated
".....Consider the coronavirus-fueled crash of 2020 as a case study. The Dow Jones Industrial Average, which notched an all-time high of 29,551.42 on Feb. 12, 2020, fell to just above 19,000 by March 15, 2020. Then on April 15, 2021, it posted an intraday high of more than 34,000. Spooked investors who pulled their money from the market in March 2020 missed out on the bull market that pushed the DJIA to record highs by November 2020 – just eight months later."

A 10k drop is what i'm worried about b/c of fear and "spec."

And a REAL recession setting in.
 
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